What is the Member Protection Plan?
For members who already have the plan (previously Member Death Benefit Insurance)
The Member Protection Plan (MPP) was previously called Member Death Benefit Insurance (mDBI). It pays a fixed benefit of £3,000 following an accepted claim, subject to the policy terms.
The plan is closed to new members.
If you have the plan
- Cost: £48 a year, taken automatically from your share account. You need enough in your account to cover it.
- Staying covered: you must remain a member of Capital Credit Union.
- Leaving the plan: you can leave at any time by writing to us.
Main exclusions
- Pre-existing conditions: a claim won't be paid if death in the first 6 months of cover results from a condition treated, diagnosed or investigated in the 6 months before joining.
- Active armed forces service: a claim won't be paid for death during active service.
- Suicide: a claim won't be paid if death is within the first 12 months of joining.
The full terms are on our Member Protection Plan page. The plan is provided by Aviva Life & Pensions UK Limited and administered by CMutual Group Limited. We don't give advice or a personal recommendation about the plan.
For questions about your plan, send us a secure message or call us on 0131 225 9901.