What loans do you offer?
Our loans at a glance, and where to find current rates
We offer a range of loans. Each loan page shows the current representative APR, a representative example, and the amounts and terms available.
- Personal Loans: for life's bigger moments and unexpected costs.
- Car Loans: for a new, used or electric car.
- Home Improvement Loans: to upgrade or add value to your home without touching your mortgage.
- Green Loans: for an EV, solar panels, a heat pump or insulation.
- Loyalty Loans: our best rate, for members who continue to save while they borrow.
- Football Season Ticket Finance: spread the cost of your season ticket.
- Golf Membership Finance: spread the cost of your golf club membership.
- Legal Fees Loan: spread solicitor and professional fees for work by Gilson Gray.
- Property Maintenance Loan: spread the cost of roofing and exterior work by Opal Access Group.
What all our loans have in common
- Fixed monthly repayments.
- No arrangement fees and no early repayment charges, unless stated otherwise for a specific product.
- Free loan protection insurance, subject to eligibility and policy terms.
Your rate depends on the loan and your circumstances. The rate and total cost are always confirmed before you agree.
To see the loans available to you, log in to the app or online banking and start an application. See How do I apply for a loan?
All loans are subject to credit assessment and affordability checks. Membership eligibility criteria apply.