What are CCU's loan rates.

Details on CCU's current loan products and rates.

As a member of Capital Credit Union you can access all of our ethical loan products:
Benefits include:
  • Loans from £50 up to £35,000
  • Competitive interest rates from 7.9% APR
  • Free loan protection insurance *
  • Fixed payments
  • Flexible loan repayments up to 10 years **
  • All members must save at least £15 per month alongside your loan - building up a nest egg to enjoy once your loan is repaid
  • No admin charges
  • No early repayment penalties
  • New members can apply as soon as they join

* In the event of your death, your loan will be paid off in full (terms and conditions apply).

** Normally loans over £15,000 can be repaid up to 10 years and personal loans below £15,000 have a maximum repayment period of 5 years.

All loans are subject to affordability and our lending criteria.