What are our loan rates?

As a member of Capital Credit Union, you can apply for a range of ethical loan products designed to suit different needs and circumstances.

Our loan products share the following features:

• Loan amounts from £50 up to £25,000

• Interest rates starting from 7.9% APR, depending on the loan type and your individual circumstances

• Fixed repayments, so you know what you’ll pay each month

• Flexible repayment terms, up to 7 years for eligible loans

• No admin charges

• No early repayment penalties

All members are required to save at least £15 per month alongside their loan. This helps you build savings while you repay and gives you a nest egg when your loan ends.

Some loans include free loan protection insurance, which means your loan could be paid off in full in the event of your death (terms and conditions apply).

Because our loan products, rates, and offers can change, the exact loans available to you will depend on your application details, affordability checks, and lending criteria.

To see the loan options and rates available to you right now, please log in to the app or online banking and start an application.

All loans are subject to affordability checks and our lending criteria.

Need more help?
If you’d like to talk through your options or have questions about loan rates, please contact us and a member of the team will be happy to help.